Insurance Companies Don’t Want You to Know These 5 Things

If you have been involved in a car accident, contact Law Offices of Zappettini and Bradley. For more than 25 years we have been helping car accident victims in Northern California.

It seems reasonable that if you are involved in a car accident you should first contact your insurance company. You may believe they have your best interests at heart. However, contacting a personal injury attorney is important. There are things that insurance companies don’t want you to know. A qualified car accident attorney has experience dealing with insurance companies and will help you make the right decisions about your accident claim.

Based in Sacramento, The Law Offices of Zappettini and Bradley want you to have the information you need to make an informed and intelligent decision, including whether you should retain an attorney to help you with your claim. That’s why, we are providing you with the top five things insurance companies don’t want you to know.

Top Five Things Insurance Companies Don’t Want You to Know

  • The insurance company is NOT on your side. Claims adjusters and insurance company lawyers are paid to minimize the money they payout to claimants, even if it is your policy (as in the case with uninsured or underinsured motorist coverage). The insurance company works for its shareholders, not the people who pay their premiums, and certainly not for injured claimants.


  • After a major truck or car accident, a claims adjuster, lawyer or investigator working for the insurance company goes to the scene of the accident to put together evidence to support either denying your claim or decreasing the amount of compensation you receive. For this reason, it is important to contact an experienced vehicle accident attorney to gather evidence and statements to help maximize your compensation.


  • Insurance companies and their employees are trained to ask you questions designed to confuse you or to have you admit to something you don’t fully understand that can be used against you later. Therefore, you should not give any statements to the insurance company without first engaging an experienced attorney to represent you


  • If the person who hit you does not have sufficient insurance coverage to cover your claim, and you have underinsured motorist coverage that exceeds that person’s coverage, then you may be entitled to compensation from your own insurance company. We can help you figure that out.


  • Even though the insurance company will likely attempt to discourage you from retaining the services of a qualified accident attorney, they have high-powered lawyers protecting their interests and representing them. You should retain your own attorney to protect and represent your interests. It is much wiser to take advice from someone who is totally on your side as opposed to someone whose interests are in direct conflict with yours.

If you were injured in a car or any other type of accident, contact The Law Offices of Zappettini and Bradley by phone at 916-457-5022, or fill out our online contact form. We understand that monetary compensation can never return a person’s health or erase the lasting effects of a personal injury. However, it can help to alleviate many of the day-to-day issues faced by the victim and their family.